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Fly Now Payment Plan




6 Months No Interest

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.
Fly Now Payment Plan

Apply online for an American Airlines credit
account and get a speedy credit decision.


Apply Now

How It Works:
  • Apply online for an American Airlines credit account. (Customers residing outside the 50 United States, click here)
  • Approved customers will receive an account number online within seconds.
  • Use your account to make a ticket purchase at AA.com and get No Interest if Paid in Full Within 6 Months*.
  • Once your account is established, we'll send you an AmericanAirlines Credit CardSM that you can use for future purchases on AA.
Already have an AmericanAirlines Credit Card?
  • You don't need to apply for a new account.
  • You can use your existing account to receive No Interest if Paid in Full Within 6 Months* on your AA.com ticket purchase.

Fly Now, Payment Plan - FAQs

Q: Who is eligible to get an account?
A: Currently, residents of the US, Puerto Rico and US Virgin Islands are eligible to apply. Individuals with a billing address in the 50 United States may apply for an account online. Individuals with a billing address in Puerto Rico or the U.S. Virgin Islands, or who prefer to apply by mail, may download a Spanish-language credit application, or download an English-language credit application.
 
Q: Does the Fly Now Payment Plan apply to ticket purchases only?
A: The Fly Now Payment Plan is available only when you use your AmericanAirlines Credit Card to make ticket purchases on AA.com†. You get No Interest if Paid in Full Within 6 Months* on these purchases. The required minimum monthly payment is the greater of $10 or 3% of your account balance.
 
Q: Must I buy my tickets at AA.com?
A: Yes — to get No Interest if Paid in Full Within 6 Months* on your ticket purchase, you must use your AmericanAirlines Credit Card to buy your tickets at AA.com. If you put a reservation "on hold" at AA.com, you must return to AA.com to complete your transaction in order to qualify for this offer.
 
Q: How do I use my account to buy tickets at AA.com?
A: 1. Reserve your flights.
2. Proceed to the payment screen.
3. Choose the Fly Now Payment Plan option.
4. Enter your account number. (You don't need to enter an expiration date.)
5. Complete your transaction.
 
Q: Is there a minimum purchase amount required?
A: No minimum purchase amount is required.
 
Q: Why are minimum monthly payments now required?
A: Recent changes in legislation regulating credit card policies now require minimum monthly payments on this product. Learn more about these changes.
 
Q: Do I receive AAdvantage® miles when using this Fly Now Payment Plan option?
A: You won't earn extra AAdvantage miles using this payment option. Of course, you will still receive AAdvantage miles on your applicable American Airlines flight activity.

*No Interest if Paid in Full Within 6 Months, Minimum Payments Required. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.

*With credit approval for qualifying purchases made on the AmericanAirlines Credit Card. As of 5/19/2010, APRs up to 25.99%. Minimum INTEREST CHARGE: $2.00. See card agreement for details. Offer is only valid for consumer accounts in good standing and is subject to change or withdrawal without notice. May not be combined with any other credit promotion offer.
†Subject to credit approval

The Fly Now Payment Plan is a feature of the AmericanAirlines Credit Card available exclusively on AA.com.

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